Mortgage Rates Went Up Again: Should You Still Buy, Refinance, Invest, or Sell in 2026?

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Издатель Apr 20, 2026

Hello friends, and thank you as always for watching, following, and supporting my channel. In this video, I break down what rising mortgage rates really mean right now for buyers, homeowners, first-time buyers, investors, fixer-upper buyers, and sellers in Orlando and Central Florida. This video focuses on the idea that this market is not just about reacting to headlines — it is about reviewing the full picture, including monthly payment, cash to close, loan structure, timeline, property fit, reserves, renovation cost, and overall strategy.

If you are trying to decide whether now is the right time to buy, refinance, invest, or sell, this video will help you think through the decision more clearly and more strategically. If you want help reviewing your numbers and next steps, feel free to reach out directly and message me the word PLAN.

Timestamps
0:00 Mortgage rates went up again
0:15 Should you buy, refinance, invest, or wait?
0:36 Meet Mike Najm
1:00 Why strategy matters more now
1:21 Rate is only one piece of the picture
1:43 Buyer opportunity in this market
2:19 Does refinancing still make sense?
2:58 First-time buyers: don’t count yourself out too early
3:22 Investors, short-term rentals, and fixer-uppers
3:55 Sellers: pricing and positioning matter
4:12 Look at the full picture
4:32 How to reach me
5:00 Important disclosure and closing thoughts

Mike Najm
Realtor® | Dalton Wade Real Estate Group
Mortgage Loan Officer | Loan Factory
NMLS: #2064418
CO-NMLS: #320841
Call / Text / WhatsApp: 321-443-4570
Apply Online: mikenajmloans.com/apply
Email: mikenajm@loanfactory.com

Serving Orlando and Central Florida
Hablo Español

Disclosure: This content is provided for general educational purposes only and does not constitute legal, tax, financial, real estate, or mortgage advice. This is not a commitment to lend. Loan approval, rates, terms, and program availability depend on borrower qualifications, credit, income, assets, property type, occupancy, and other factors. Real estate market conditions and property values can change. Please consult appropriate licensed professionals regarding your specific situation.

Mortgage rates have increased again, leading many to question whether to buy, refinance, invest, or wait. This video helps navigate the current housing market by discussing how individual situations, such as managing debt, influence loan paths. It's about personal finance strategy, not just reacting to headlines.