Mortgage Rates Outlook 2026: When Home Loan Rates May Go Down Again

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Mortgage Rates Outlook 2026: When Home Loan Rates May Go Down Again
“Mortgage rates are lower than last year… but buying a home still doesn’t feel easier. So what’s really going on?”
Let’s break it down.
Where Mortgage Rates Stand Today
Right now, the average 30-year mortgage rate is around 6.30%.
That’s:
Higher than last week
But lower than about 6.76% a year ago
So yes—rates have improved slightly.
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Рефинансирование кредита
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