What is a High Ratio Mortgage

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Want to finance your next multifamily deal with as little as 5% down?
This video breaks down High Ratio Mortgages in Canada, and when to choose between CMHC-insured loans and Private Collateral Lending:

What is a High Ratio Mortgage (LTV over 80%)

CMHC: Up to 95% LTV, low interest, ESG filters
Private Lending: Quick 5–10 day closings, more flexible, higher rates

Dive deeper in our full article:
https://smart-capital.ca/what-is-a-high-ratio-mortgage/

Ready to explore your financing options? Book a free call at smart-capital.ca
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#cmhc #privatelending #realestateinvestingcanada #multifamilyloans
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