UK Banks Are Terrified of Giving You Good Credit Card Rewards

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UK credit card sign-up bonuses haven't moved in over a decade while the US has tripled. The US Amex Platinum now offers 175,000 Membership Rewards points. The Australian version offers a massive 225,000 points, but the UK version still offers 50,000 as standard.

This video explains the regulatory architecture behind that gap and what you should actually do about it.

0:00 Why UK Credit Card Rewards Are So Low
0:50 Same Card, 3x Fewer Points
1:48 The Law That Broke UK Rewards
3:50 Section 75 and the Costs You Don't See
5:40 Why the Regulator Is Making It Worse
6:55 The Cards That Still Pay You Back
8:58 Earn Flexible. Hold Flexible. Convert Late.
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