Todays Rates 12/9/2024

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Издатель Dec 28, 2024

Thoughts from Brian:

Mortgage Rates likely to remain around current levels until next weeks FED meeting on the 18th. Traders speculate the FED will cut the Fed Fund Rate by another .25% and then pause on further rate cuts until the new Administration takes office on January the 20th. The FED wants to see what policies the new Administration is going to put into place and how these policies might affect the unemployment and inflation rate, before cutting rates any further.

Below are Market Rates for a Purchase Transaction, as of: 12-9-24

Interest Rates vary depending on a variety of factors such as: Property Type, Occupancy Type, Credit Score and Down Payment, other factors may apply. Please review and let me know if you have any question. Please feel free to share as well, thank you!

Conventional:

6.125% - 30 Yr. Fixed Rate with an APR of 6.254%

6.125% - 25 Yr. Fixed Rate with an APR of 6.271%

5.875% - 20 Yr. Fixed Rate with an APR of 6.045%

5.625% - 15 Yr. Fixed Rate with an APR of 5.837%

5.625% - 10 Yr. Fixed Rate with an APR of 5.926%

Government:

5.625% - FHA 30 Yr. Fixed Rate with an APR of 5.912%

5.500% - VA 30 Yr. Fixed Rate with an APR of 5.836%

JUMBO & Alt Doc:

6.500% - JUMBO 30 Yr. Fixed Rate with an APR of 6.544%

7.125% - Asset Only 30 Yr. Fixed Rate with an APR of 7.170%

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