Buying a home in Singapore is a major milestone, but many people treat their CPF like a blank check. If you don't understand the specific rules and limits, you could be in for a rude awakening when you get your keys and find yourself scrambling for cash to top up a shortfall. In this video, I break down exactly how much CPF you can use for your property, how the remaining lease affects your usage, and whether you should really keep $20,000 in your OA.
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