The Down Payment Mistake That Can Cost You $4,000

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Here’s the #1 mistake buyers make with down payments — and a 3-step game plan to flip the script:

1. Negotiate with $0 down.
Don’t show your hand early. Get the full out-the-door price first.

2. Line up credit union financing.
This is your best alternative offer – your leverage if the dealer tries to sneak in a high rate.

3. Drop the down payment last.
Once they quote their best price and run credit, then bring up your big down and lower rate. They either match it or lose the deal.

Comment CAR and I’ll send you my full strategy playbook.
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