The 70% LVR Secret Your Broker Won’t Explain

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Jack from Fouracre Financial breaks down the finance moves that let Australian investors step from residential into commercial property with confidence. We cover why a specialist commercial broker matters, how lease doc loans work when you’ve hit a resi serviceability wall, where LVRs typically sit (e.g., 70% on standard commercial, and up to 80% in SMSF deals, subject to the lease and lender), and the real risks to plan for when a tenant vacates.

Jack also explains why commercial valuations and approvals take longer, how to use trusts/companies and SMSFs effectively, and when a strategic sell-down of resi to buy a blue chip commercial can *increase* portfolio cash flow from day one.

What you’ll learn

- Tying loan term to lease term, typical interest cover, when it suits and contingency plans if a tenant leaves.

- Using trusts/companies and SMSFs for commercial, including SMSF up to 80% LVR and when a full doc refi beats lease doc.

- Sell down + cash deposit vs equity, timeline/valuation expectations, and how positive cash flow commercial can unlock future scaling.



Connect with us to stay in the loop!

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Connect with Arjun

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/


Connect with Chris

Instagram: https://www.instagram.com/chrishuxter_/

LinkedIn: https://www.linkedin.com/in/chrisbantoy/


Connect with InvestorKit

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/



This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/
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