Thinking about buying a home in today’s market? Wondering how much house you can actually afford — and what credit score you REALLY need in 2025?
In this video, I break down the numbers, the loan options, and the NEW credit score rules that can make or break your approval.
Whether you're in Texas, self-employed, a first-time buyer, or trying to upgrade, this video will show you:
✔️ The EXACT formula lenders use to calculate how much house you can afford
✔️ How your credit score changes your buying power
✔️ The NEW 2025 mortgage guidelines you need to know
✔️ FHA vs Conventional credit score requirements
✔️ The minimum score needed to buy a home right now
✔️ How to increase your affordability FAST
✔️ Real examples of how down payment + debt affect your approval
If you're ready to buy a house in Texas (or anywhere!) — this will save you time, money, and stress.
#firsttimebuyer #texasrealtors #austintexas #houstonrealestate #mortgagetips
In this video, I break down the numbers, the loan options, and the NEW credit score rules that can make or break your approval.
Whether you're in Texas, self-employed, a first-time buyer, or trying to upgrade, this video will show you:
✔️ The EXACT formula lenders use to calculate how much house you can afford
✔️ How your credit score changes your buying power
✔️ The NEW 2025 mortgage guidelines you need to know
✔️ FHA vs Conventional credit score requirements
✔️ The minimum score needed to buy a home right now
✔️ How to increase your affordability FAST
✔️ Real examples of how down payment + debt affect your approval
If you're ready to buy a house in Texas (or anywhere!) — this will save you time, money, and stress.
#firsttimebuyer #texasrealtors #austintexas #houstonrealestate #mortgagetips
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