Refinancing - what’s the process ?

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Once you’ve settled on a particular loan, refinancing works in much the same way as applying for your original loan.


You’ll need to apply for your new home loan, which means getting your financial information together to support your application. This usually includes recent payslips and tax returns, your latest council rates notice, evidence of building insurance you have on your property, and a record
of any other money you owe (e.g. credit card statement).

I will let you know what the lender needs so you can gather this information.

Once your loan is approved and settled, your new lender will pay out your current loan on your behalf and you can start making repayments on your new loan.
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