Not in Debt? Are You Even Trying?

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Издатель Apr 4, 2026

Think being debt-free means you’re winning? Think again. In this headline segment of the Stacking Benjamins Show, we’re flipping the script on debt, interest, and credit cards. Joe, OG & Doug dive into why paying your balance in full might actually be holding you back (socially and financially), how using other people’s money can give you an edge, and the “systematic debt plan” that everyone seems to be ignoring.

We cover everything from credit card balances and premium interest rates to the real-world strategies the 1% use to get ahead—all with humor, practical insight, and a wink at financial norms. Whether you’re just starting out or trying to make sense of interest, social capital, and smart leverage, this episode will make you rethink everything you thought you knew about debt.

What you’ll learn in this episode:

• Why carrying a credit card balance might not be the worst thing
• The difference between low-interest offers and premium leverage
• How social capital connects to your financial moves
• Using other people’s money (OPM) to grow your investments
• When paying your balance in full could actually cost you