How to Calculate Your Mortgage Payment

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Want to know exactly what your monthly mortgage payment will be before you start shopping for a home? In this quick video, I’ll show you how to calculate your mortgage payment in under 60 seconds using the simple PITI method.

PITI stands for Principal, Interest, Taxes, and Insurance — the four parts that make up your monthly payment. I’ll walk you through a real example so you can estimate your payment without any complicated mortgage calculators.

Whether you’re a first-time homebuyer, a veteran using a VA loan, or buying your next home, knowing your payment ahead of time can help you stay on budget and avoid surprises.

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