How to calculate your borrowing power.

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Curious how much a bank will really let you borrow? In this quick tutorial, we break down the step-by-step method lenders use to calculate borrowing power. You’ll learn how income, existing debts, credit limits, and living-expense benchmarks (like Australia’s HEM) all feed into the equation—plus the interest-rate “stress test” every application must pass. Watch as we run live numbers through a free online calculator, then stick around for expert tips on boosting your capacity before you apply. Hit play and work out your true home-loan budget with confidence!
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