Every Essential UPI Credit Cards Explained in 8 Minutes

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Most people in India use UPI for daily payments—to the auto driver, Swiggy, the grocery store, or the petrol pump—but earn zero rewards. In this video, I explain how you can start earning cashback and reward points on UPI payments using RuPay credit cards. I break down the best UPI credit cards in India for 2026, including options like the Yes Bank KreditPay Ace, HSBC RuPay Cashback Card, Axis SuperMoney Card, HDFC Tata Neu Infinity, and the Kiwi Credit Card. Each card has different reward structures, cashback caps, and benefits depending on how much you spend using UPI. I also explain the NPCI offer that gives ₹250 cashback for first-time RuPay credit card UPI users, along with the strategies I personally use to maximize rewards from everyday UPI payments.
If you use UPI daily, choosing the right credit card can turn everyday payments into meaningful rewards.

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If you found this video helpful, please give it a thumbs up and subscribe to my channel for more tips on maximizing your credit card rewards! Leave your questions in the comments below, and I'll cover them in future videos.

Thank you for watching!

Timestamps
00:00 Intro – Earn Rewards on UPI Payments
00:29 NPCI ₹250 Cashback Offer Explained
01:07 Best Credit Cards for UPI Payments (2026)
01:11 Yes Bank ACE KreditPay Credit Card – 3% to 5% Cashback
02:42 Voucher Redemption & Gold Conversion Strategy
03:12 HSBC RuPay Cashback Credit Card Review
04:08 Axis SuperMoney Credit Card – 3% Flat Cashback
04:49 Newsletter for Credit Card & Reward Updates
05:13 HDFC Tata Neu Infinity Credit Card Strategy
06:19 Kiwi Credit Card – Up to 5% UPI Cashback
07:03 Transactions That Do NOT Earn Rewards
07:20 Scapia Card for Travel & Airport Benefits
07:57 My Personal Pick for UPI Credit Cards

#upicreditcard #creditcardsindia