Credit Line on UPI Explained

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UPI is evolving beyond payments.

With the introduction of Credit Line on UPI, eligible users can access a pre-approved credit line from participating banks and use it directly through UPI for payments.

This isn't a replacement for your credit card or personal loan. It's another regulated credit option that aims to make digital payments more seamless for users, banks and merchants.

In this video, we explain:
• What Credit Line on UPI is
• How it works
• Who can use it
• Why it matters for India's digital payments ecosystem

The question is no longer whether UPI can replace cash.

It's how much more it can replace.

*For educational purposes only. Credit Line on UPI is subject to your bank's availability, eligibility criteria and applicable terms. Borrow responsibly.
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