Are Travel Credit Card Annual Fees Worth It? (What Beginners Get Wrong)

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Travel credit card annual fees can stop beginners in their tracks before they even get started with travel hacking and points and miles, and I completely understand why.
$95. $395. $895.
If you're new to points and miles, your first reaction to these numbers was probably... wait, isn't this supposed to save me money?
In this video I break down exactly why travel credit card annual fees exist, when they're absolutely worth paying, when they're not, and the real math behind why our family pays over $8,000 in annual fees every year, and comes out way ahead.
If annual fees have been holding you back from travel hacking, this is the video that will change how you think about them forever.

00:00 Annual Fee Sticker Shock
02:20 Fees Unlock Real Value
04:41 Transfer Partners Explained
06:57 Perks Protections Credits
07:57 Year One Bonus Math
08:45 Keep or Cancel After Year
10:36 Experience Upgrades Matter
12:30 Real Card Examples
15:30 After Year 1 Strategy


Get Started with Travel Hacking: Grab my FREE Beginner’s Guide to Points & Miles here → https://mileswithmary.com/beginners-guide

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✈️ [FREE PDF] Family Lounge Cheat Sheet → https://mileswithmary.com/lounge-guide (Stop paying $45 guest fees. Compare the math for families in 15 seconds.)


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