2+ Hour Premium Financing Masterclass | Literally Everything You Need To Know

This video is a masterclass on premium financing, led by life insurance design specialist, Alden Armstrong, and industry expert Kris Stegall from Robin Glen, who has helped place over a billion dollars in financed premium on life insurance cases. The 2+ hour masterclass covers topics such as what premium financing is, how it works, how to set it up, who it is for, and the team members you need to be successful. They also including four real case studies and numbers behind this advanced wealth strategy.

Want To Talk with Alden About Exploring Premium Financing? Click Here: https://meetings.hubspot.com/alden-armstrong/betterwealth-clarity-call

Connect with Alden (Head of Product and Case Design)
Email - Alden@BetterWealth.com
LinkedIn - https://www.linkedin.com/in/aldena/

Connect with Kris Stegall CFP®, TEP (Co-Founder of Robin Glen)
Email - kstegall@robinglen.com
LinkedIn - https://www.linkedin.com/in/kristopher-stegall-24aa21b/


Chapters:

00:00 Introduction to Premium Financing
01:00 Part 1: Premium Financing 101
01:47 Basics of Premium Financing
02:56 Why Premium Financing Was More Popular Before Rates Rose?
04:23 Problem with "Free Insurance"
06:59 Target Demographics for Premium Financing
09:35 How Policy Structure Supports Financing?
13:56 Understanding the Gap Collateral
16:33 Premium Financing is a Tool, Not a Trick
17:35 Summary of Key Takeaways
18:37 Part 2: Who is Premium Financing For?
20:45 Business Owners and Real Estate Investors
26:01 Hypothetical Example: Dollars and Cents
29:58 Power of Redeploying Capital
31:11 Real-World Examples: Single Family Office/Liquidity for Next Generation
33:33 Real-World Examples: Estate Tax and Liquidity
35:20 Real-World Examples: Celebrities and Athletes
36:14 Bad Candidates and Red Flags
43:42 Part 3: Diving Into the Numbers | 3 Case Studies
44:39 Illustrating the Mechanics of Premium Financing
49:01 Plan Economics and Outlay
50:11 Cash Surrender Value and Loan Balance
53:36 Traditional Funding vs. Premium Financing
59:28 Common Mistakes and Red Flags
1:07:45 Four Categories: Bank Interest Rates, Bank Rates Your Paying, Policy Performance, Variability of Future Interest
1:19:35 Case Study #1: Refinancing
1:27:19 Case Study #2: Policy Analysis
1:29:47 Case Study #3: Policy Analysis
1:36:05 Part 4: What is SOFR?
1:37:26 Secured Overnight Financing Rate (SOFR)
1:40:00 Part 5: Key Team Members
1:48:05 Part 6: The Exit Plan
1:50:48 How often do you meet with your clients?
1:53:46 Part 7: Advanced Planning
1:58:54 Advance Planning Structures
2:03:01 Economic Benefit Split Dollar
2:09:53 What happens if you don’t start planning?


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DISCLAIMER: https://bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.